Best 5 Budgeting Apps in India to Rule Your Money
3–4 minutes
“Too many people spend money they haven’t earned, to buy things they don’t want.” – Will Rogers
Have you ever felt like your money just disappears before the month ends? You’re not alone. Many Indian households find it tough to stretch their income till month-end — mostly because daily expenses go untracked.
That’s where budgeting apps help. With a few taps, you can track spending, set limits, and start saving.
Whether you’re a student, salaried worker, or managing a home, building a budgeting habit keeps you in control.
You don’t need finance knowledge. These top budget apps work for everyday people.
In this blog, let’s look at the best money management apps in India that help you track and save better.
1. Money Tracker (By Horoscope365)
Don’t judge this app by the developer’s name. This one has earned love through solid features and excellent reviews.
Money Tracker helps you note your spending, organize it in categories, and monitor your monthly progress.
It’s especially good for families or people who want to track shared expenses. You can export reports and review them anytime.
Looking for a dependable budgeting tool without too much noise? This one fits.
Why it stands out:
- High ratings on Play Store
- Detailed category tracking
- Smooth reports and exports
2. MyMoney (By Ananta Raha)
A lightweight app that delivers more than it promises. MyMoney is perfect if you want a personal expense tracker that’s easy and clutter-free. It doesn’t have flashy designs, but that’s what makes it fast and smooth.
You can log your income, daily expenses and check how much you saved this month. If you’re just starting your budgeting habit, this app is a great place to begin.
Why it’s a top choice:
- Simple design, quick to load
- Great for beginners
- Clear daily and monthly summaries
3. Expense Manager & Budget App (By Amit Mohan)
Want full control without ads or distractions? This app does exactly that. It gives you daily expense logging, budget planning, and even reminders for payments. Many users say it helped them build a strong money routine. You can view expenses weekly or monthly and make smarter choices.
It’s one of the best money management apps for people who like simplicity with power.
Why it’s a user favourite:
- No-frills, efficient interface
- Good for daily and monthly tracking
- Reliable and easy to use
4. Moneyview Money Manager
If you’re looking for a clean, reliable personal expense tracker app in India, this one tops the list. Moneyview automatically reads your SMS alerts and tracks your expenses — no manual entry needed. It shows daily spends, category-wise tracking, and even lets you set budget limits.
It’s super helpful for working professionals who want to save without stress. The dashboard is easy to understand, and the reminders help you avoid late fees.
Want more control with less effort? This app nails it.
Why people love it:
- Automatic expense tracking
- Bill reminders and budget alerts
- Clean and simple interface
5. Wallet (By SSTech System)
Wallet is another strong personal expense tracker app in India. It’s great for people who love charts, reports, and tracking every rupee. You can plan monthly budgets and set goals — like saving for a trip, wedding, or a new gadget.
Its strength lies in visuals. If you like to “see” your spending in graphs and pie charts, you’ll love Wallet.
What makes it popular:
- Great visual reports
- Goal tracking
- Easy budgeting habit setup
Final Thoughts: It’s Time to Take Charge
Managing money shouldn’t feel like a task. These budgeting apps are here to make it easier, faster, and even fun. Whether you want to save for emergencies, control overspending, or just understand your habits — these tools help you stay one step ahead.
And if you’re ever in need of financial support, tracking your money helps you plan better. Many people who use budgeting tools also feel more confident when applying for loans — because they know where they stand.
At WeCredit, we believe that good money habits open the door to better financial decisions. Whether it’s planning your next trip or applying for a personal loan, being in control of your expenses is the first step.
So go ahead — download one of these apps today.
Track smart. Save better. Dream bigger.
