Get Personal Loans in Agra
Whether you’re running a shop near the vibrant streets of Sadar Bazaar or working as a salaried professional in areas like Sanjay Place or Civil Lines, WeCredit offers fast, secure, and location-specific personal loans in Agra.
Agra, home to the iconic Taj Mahal and a growing urban population, has seen a rising demand for flexible financial solutions. At WeCredit, we understand the diverse financial needs of Agra’s residents and customize our loan offerings to match your lifestyle and goals.
Be it funding your child’s education, planning a family event, or handling medical expenses, get the right personal loan support from a reliable fintech partner—WeCredit.
Personal Loan EMI Calculator
Total Principal:
Total Interest Payable:
Total Payment:
| Year | Total Paid | Principal Paid | Interest Paid | Balance Left |
|---|
Top Personal Loan Interest Rates in Agra
Here’s a comparison of personal loan interest rates from various lenders:
| Lenders | Interest Rate |
|---|---|
| Moneyview | 15.6% |
| KreditBee | 18% |
| Fibe | 18% |
| Prefr | 18-36% |
| L&T Finance | 10.8% |
| Incred Finance | 15.6%-36% |
| Bank of Baroda | 10.10% |
| Bank of India | 10.25% |
| IDBI Bank | 9.5%-14% |
| PNB | 11.40% |
| State Bank of India | 11.15% |
| Union Bank of India | 9.30% 13.40% |
| ICICI Bank | 10.75% 19% |
| Indusind Bank | 10.5% Onwards |
| IDFC First Bank | 10.75% |
| Kotak Mahindra Bank | 10.5% |
| RBL Bank | 14%-23% |
Small Cash Loan Using Your Aadhar Card
Documents Required for a Personal Loan in Agra
| Category | Documents |
|---|---|
| KYC Documents |
|
| Income Documents – Salaried |
|
| Income Documents – Self-employed |
|
| Other Documents |
|
Why Choose WeCredit for Personal Loans in Agra?
- Hassle-free online application
- Instant loan approval
- Fast disbursal to your account
- Minimal documentation
- Flexible repayment tenure (1 to 5 years)
- Attractive interest rates
- Pre-approved offers
- Easy EMIs
How to Get a Low-Interest Personal Loan in Agra?
For Applicants with a Good Credit Score:
You’re more likely to receive lower interest rates if your credit score is strong. At WeCredit, we reward financial discipline with better rates.
For Applicants with a Low Credit Score:
WeCredit offers support for individuals with poor credit history by providing secured loans, financial counselling, and co-borrower options to improve your loan eligibility.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Citizenship | Indian |
| Age Limit | Minimum 21 years at loan application and maximum 60 years at loan maturity |
| Monthly Income | ₹20,000 |
| Work Experience (Salaried) | Minimum 1 year, but some lenders require more than one year of experience |
| Work Experience (Self-employed) | Minimum 2-3 years of experience required |
| Credit Score | 700 or above |
*Personal loan eligibility criteria may vary from lender to lender.
Our Partners
How WeCredit Works
Compare Loans
Easily compare loan options from multiple lenders to find the best fit for you.
Register Online
Our simple online registration process makes applying quick and convenient.
Get Quick Approval
Receive fast approval on your loan application, getting you the funds you need without delay.
1. Is it possible to get a personal loan in Agra without visiting the bank?
Yes, WeCredit offers a 100% digital process for personal loans in Agra. You can apply, upload documents, and receive funds—all online without stepping into a branch.
2. How long does it take to get a personal loan in Agra?
With WeCredit, loan approval can happen within minutes and disbursal within 24–48 hours, depending on your lender and how quickly you submit your documents.
3. Can I get a personal loan in Agra if I’m self-employed or work in the informal sector?
Yes. Self-employed individuals like shopkeepers or service providers in areas such as Sanjay Place or Sadar Bazaar can apply using business proof, bank statements, and ITRs.
4. What is the minimum income requirement to get a personal loan in Agra?
You generally need a minimum monthly income of ₹20,000 to qualify. However, eligibility may vary based on the lender and your credit history.
5. Are there special loan offers for salaried employees in Agra?
Yes. Salaried professionals working in institutions like Agra University, government offices, or hospitals may be eligible for special loan schemes with lower interest rates.