Get Personal Loans in Ahmedabad
Ahmedabad, one of India’s fastest-growing cities, is home to entrepreneurs, salaried professionals, and small business owners. Whether you’re planning a Garba night during Navratri, upgrading your home in Satellite, or launching a startup in GIFT City, WeCredit provides personal loans that fit your needs.
- Quick approvals
- Minimal paperwork
- Competitive interest rates
- Flexible EMI options
- Tailored offers for Ahmedabad residents
Personal Loan EMI Calculator
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Personal Loan Interest Rates in Ahmedabad
Here’s a comparison of personal loan interest rates from various lenders:
| Lenders | Interest Rate |
|---|---|
| Moneyview | 15.6% |
| KreditBee | 18% |
| Fibe | 18% |
| Prefr | 18-36% |
| L&T Finance | 10.8% |
| Incred Finance | 15.6%-36% |
| Bank of Baroda | 10.10% |
| Bank of India | 10.25% |
| IDBI Bank | 9.5%-14% |
| PNB | 11.40% |
| State Bank of India | 11.15% |
| Union Bank of India | 9.30% 13.40% |
| ICICI Bank | 10.75% 19% |
| Indusind Bank | 10.5% Onwards |
| IDFC First Bank | 10.75% |
| Kotak Mahindra Bank | 10.5% |
| RBL Bank | 14%-23% |
Key Features
- Easy and quick application process
- Fast disbursal of funds
- Minimum documentation required
- Flexible repayment tenure (1–5 years)
- Pre-approved offers for eligible applicants
- Interest rates starting at 10.8%
- Convenient EMI plans
Small Cash Loan Using Your Aadhar Card
Documents Required to Apply for a Personal Loan
| Category | Documents |
|---|---|
| KYC Documents |
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| Income Documents – Salaried |
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| Income Documents – Self-employed |
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| Other Documents |
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How to Get the Lowest Interest Rate in Ahmedabad
For Individuals with Good Credit Scores
Borrowers with a strong credit profile can access lower interest rates through WeCredit.
For Individuals with Poor Credit Scores
Options like secured loans, co-borrowers, and financial counseling are available to help improve your chances and access loans.
Personal Loans for Self-Employed Individuals
Eligibility Criteria
| Criteria | Details |
|---|---|
| Citizenship | Indian |
| Age Limit | Minimum 21 years at loan application and maximum 60 years at loan maturity |
| Monthly Income | ₹20,000 |
| Work Experience (Salaried) | Minimum 1 year, but some lenders require more than one year of experience |
| Work Experience (Self-employed) | Minimum 2-3 years of experience required |
| Credit Score | 700 or above |
*Personal loan eligibility criteria may vary from lender to lender.
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How WeCredit Works
Compare Loans
Easily compare loan options from multiple lenders to find the best fit for you.
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Our simple online registration process makes applying quick and convenient.
Get Quick Approval
Receive fast approval on your loan application, getting you the funds you need without delay.
1. What is the maximum loan amount I can get in Ahmedabad?
With WeCredit, eligible applicants in Ahmedabad can get personal loans up to ₹10 lakhs, depending on their income, credit score, and repayment capacity.
2. How long does it take to get the loan disbursed in Ahmedabad?
Most personal loans are approved within 24 hours, and disbursed within 1–2 working days if all documents are submitted correctly.
3. Can I get a personal loan in Ahmedabad without visiting a bank branch?
Yes. With WeCredit, the entire process—from application to approval—is 100% online. No need to visit a branch unless requested for verification.
4. Are there any special offers for salaried individuals working in Ahmedabad-based companies?
Yes. Many lenders provide exclusive rates and faster approvals for salaried employees of reputed Ahmedabad-based companies and government organizations.
5. What are the interest rates for personal loans in Ahmedabad?
Interest rates start from as low as 10.8% per annum and can go up to 36%, depending on your profile and the lender.
6. Can self-employed professionals in Ahmedabad apply for a personal loan?
Absolutely. Self-employed applicants such as shop owners, freelancers, and consultants can apply with valid income proof and business documents.