Get Personal Loans in Guna
Guna, a district in Madhya Pradesh known for agriculture, trade, and government employment, has increasing demand for quick and accessible personal loans. Whether you live in Guna city, Raghogarh, Aron, or Bamori, a personal loan can help you fund medical emergencies, weddings, education, home repairs, or business needs.
With WeCredit, applying for a personal loan in Guna is entirely digital. No branch visits or paperwork. Check offers, upload documents, and receive disbursal within 24–48 hours—all from your mobile or computer.
Personal Loan EMI Calculator
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Top Personal Loan Interest Rates in Guna
Here’s a comparison of personal loan interest rates from various lenders:
| Lenders | Interest Rate |
|---|---|
| Moneyview | 15.6% |
| KreditBee | 18% |
| Fibe | 18% |
| Prefr | 18-36% |
| L&T Finance | 10.8% |
| Incred Finance | 15.6%-36% |
| Bank of Baroda | 10.10% |
| Bank of India | 10.25% |
| IDBI Bank | 9.5%-14% |
| PNB | 11.40% |
| State Bank of India | 11.15% |
| Union Bank of India | 9.30% 13.40% |
| ICICI Bank | 10.75% 19% |
| Indusind Bank | 10.5% Onwards |
| IDFC First Bank | 10.75% |
| Kotak Mahindra Bank | 10.5% |
| RBL Bank | 14%-23% |
Small Cash Loan Using Your Aadhar Card
Documents Required for a Personal Loan in Guna
| Category | Documents |
|---|---|
| KYC Documents |
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| Income Documents – Salaried |
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| Income Documents – Self-employed |
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| Other Documents |
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Why WeCredit for Personal Loans in Guna?
- Hassle-free online application
- Instant loan approval
- Fast disbursal to your account
- Minimal documentation
- Flexible repayment tenure (1 to 5 years)
- Attractive interest rates
- Pre-approved offers
- Easy EMIs
How to Apply for a Personal Loan in Guna?
For Applicants with a Good Credit Score:
You’re more likely to receive lower interest rates if your credit score is strong. At WeCredit, we reward financial discipline with better rates.
For Applicants with a Low Credit Score:
WeCredit offers support for individuals with poor credit history by providing secured loans, financial counselling, and co-borrower options to improve your loan eligibility.
Eligibility Criteria for Personal Loan
| Criteria | Details |
|---|---|
| Citizenship | Indian |
| Age Limit | Minimum 21 years at loan application and maximum 60 years at loan maturity |
| Monthly Income | ₹20,000 |
| Work Experience (Salaried) | Minimum 1 year, but some lenders require more than one year of experience |
| Work Experience (Self-employed) | Minimum 2-3 years of experience required |
| Credit Score | 700 or above |
*Personal loan eligibility criteria may vary from lender to lender.
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How WeCredit Works
Compare Loans
Easily compare loan options from multiple lenders to find the best fit for you.
Register Online
Our simple online registration process makes applying quick and convenient.
Get Quick Approval
Receive fast approval on your loan application, getting you the funds you need without delay.
1. Can I apply for a personal loan in Guna online?
Yes. Whether you’re in Guna city, Aron, or Raghogarh, you can apply online with no bank visits or paperwork.
2. How fast will I receive the loan amount?
Once your loan is approved and documents are verified, disbursal usually happens within 24 to 48 working hours.
3. Is collateral required for personal loans in Guna?
No. These loans are unsecured, so you don’t need to pledge any asset or involve a guarantor.
4. Can business owners or farmers apply for personal loans?
Yes. Self-employed individuals can apply using ITRs, GST certificates, and bank statements.
5. What income is required for a personal loan in Guna?
₹20,000 per month is the standard requirement, though exact eligibility varies by lender and employment type.
6. Can I apply with a low credit score?
Yes, but your interest rate may be higher or loan amount reduced. Adding a co-applicant can improve approval chances.
7. Are there any special benefits for government employees in Guna?
Yes. Government employees usually get faster approval and lower interest due to job security.
8. What documents are required to apply for a loan?
Aadhaar, PAN, salary slips or ITRs, and recent bank statements. All uploads are done digitally.
9. What if I miss an EMI?
Missed EMIs may lead to penalties and a drop in credit score. Setting up auto-debit is highly recommended.