Get Personal Loans in Jodhpur
Need funds fast in Jodhpur? WeCredit offers instant personal loans with minimal documentation and quick disbursal. Whether you’re managing travel plans, a home upgrade, or any urgent need, our process is simple and transparent.
As a local-friendly fintech, we understand Jodhpur’s vibrant culture and lifestyle — from Sardarpura to Paota, we’ve got your back. Apply online and get matched with the right loan offer today.
Personal Loan EMI Calculator
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Top Personal Loan Interest Rates in Jodhpur
Here’s a comparison of personal loan interest rates from various lenders:
| Lenders | Interest Rate |
|---|---|
| Moneyview | 15.6% |
| KreditBee | 18% |
| Fibe | 18% |
| Prefr | 18-36% |
| L&T Finance | 10.8% |
| Incred Finance | 15.6%-36% |
| Bank of Baroda | 10.10% |
| Bank of India | 10.25% |
| IDBI Bank | 9.5%-14% |
| PNB | 11.40% |
| State Bank of India | 11.15% |
| Union Bank of India | 9.30% 13.40% |
| ICICI Bank | 10.75% 19% |
| Indusind Bank | 10.5% Onwards |
| IDFC First Bank | 10.75% |
| Kotak Mahindra Bank | 10.5% |
| RBL Bank | 14%-23% |
Key Features of Our Personal Loan Services in Jodhpur
- Paperless and fast process
- Suitable for salaried, self-employed, or small shop owners
- Instant approval
- Trusted lenders available in Jodhpur
- Localized loan support
- Tenure from 1 to 5 years
- Affordable EMIs
- Pre-approved offers for eligible users
Small Cash Loan Using Your Aadhar Card
Documents Required to Apply for a Personal Loan in Jodhpur
| Category | Documents |
|---|---|
| KYC Documents |
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| Income Documents – Salaried |
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| Income Documents – Self-employed |
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| Other Documents |
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Tips to Get a Low-Interest Personal Loan in Jodhpur
- With Good Credit Score:
If your credit score is 700 or above, you can easily qualify for lower interest rates with lenders partnered with WeCredit. - With Low Credit Score:
Even if your credit history isn’t perfect, we assist in securing co-borrower options, secured loans, or customized plans that improve your chances of approval.
Personal Loans for Self-Employed Individuals
Eligibility Criteria
| Criteria | Details |
|---|---|
| Citizenship | Indian |
| Age Limit | Minimum 21 years at loan application and maximum 60 years at loan maturity |
| Monthly Income | ₹15,000 |
| Work Experience (Salaried) | Minimum 1 year, but some lenders require more than one year of experience |
| Work Experience (Self-employed) | Minimum 2-3 years of experience required |
| Credit Score | 700 or above |
*Personal loan eligibility criteria may vary from lender to lender.
Our Partners
How WeCredit Works
Compare Loans
Easily compare loan options from multiple lenders to find the best fit for you.
Register Online
Our simple online registration process makes applying quick and convenient.
Get Quick Approval
Receive fast approval on your loan application, getting you the funds you need without delay.
1. What is the maximum loan amount I can get in Jodhpur?
You can get a personal loan of up to ₹10 lakhs, depending on your income, credit score, and lender’s criteria.
2. How fast can I get a personal loan in Jodhpur?
With WeCredit, eligible applicants in Jodhpur can get instant approval and receive disbursal within 24–48 hours.
3. Do I need to visit a branch to apply for a loan?
No. The entire process is 100% online — from application to approval — making it fast and hassle-free for residents of Jodhpur.
4. Can I prepay or foreclose my personal loan?
Yes. Most lenders allow prepayment or foreclosure after a few months. Some may charge a small fee — check the terms before applying.
5. Is a personal loan in Jodhpur available without income proof?
Income proof is usually required, especially for salaried and self-employed individuals. However, some lenders may consider alternate options like a co-applicant.
6. Which areas in Jodhpur do you serve?
WeCredit provides personal loan services across all areas of Jodhpur including Sardarpura, Shastri Nagar, Paota, Ratanada, and Mandore Road.