Get Personal Loans in Kanpur
Are you looking for a quick personal loan in Kanpur? WeCredit offers reliable loan services tailored to meet your unique financial needs. With a strong presence in Kanpur, we ensure a smooth borrowing experience backed by minimal paperwork and quick disbursal.
We understand that every borrower is different. That’s why we offer multiple loan options with competitive interest rates and flexible repayment terms—making borrowing stress-free and transparent.
Personal Loan EMI Calculator
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Latest Personal Loan Interest Rates in Kanpur
Here’s a comparison of personal loan interest rates from various lenders:
| Lenders | Interest Rate |
|---|---|
| Moneyview | 15.6% |
| KreditBee | 18% |
| Fibe | 18% |
| Prefr | 18-36% |
| L&T Finance | 10.8% |
| Incred Finance | 15.6%-36% |
| Bank of Baroda | 10.10% |
| Bank of India | 10.25% |
| IDBI Bank | 9.5%-14% |
| PNB | 11.40% |
| State Bank of India | 11.15% |
| Union Bank of India | 9.30% 13.40% |
| ICICI Bank | 10.75% 19% |
| Indusind Bank | 10.5% Onwards |
| IDFC First Bank | 10.75% |
| Kotak Mahindra Bank | 10.5% |
| RBL Bank | 14%-23% |
Small Cash Loan Using Your Aadhar Card
Documents Required to Apply for a Personal Loan
| Category | Documents |
|---|---|
| KYC Documents |
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| Income Documents – Salaried |
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| Income Documents – Self-employed |
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| Other Documents |
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Key Features of Personal Loans in Kanpur
- Online and easy-to-fill application process
- Quick approval and fast disbursal
- Minimal documentation required
- Flexible repayment tenures from 1 to 5 years
- Affordable interest rates
- Pre-approved loan offers available
- Option to repay in easy EMIs
How to Apply for a Personal Loan in Kanpur
Visit our official loan application page
Compare loan offers from top banks and NBFCs
Select the best loan offer
Submit documents and complete verification
Get funds disbursed directly to your bank account
Personal Loans for Self-Employed Individuals
Eligibility Criteria
| Criteria | Details |
|---|---|
| Citizenship | Indian |
| Age Limit | Minimum 21 years at loan application and maximum 60 years at loan maturity |
| Monthly Income | ₹20,000 |
| Work Experience (Salaried) | Minimum 1 year, but some lenders require more than one year of experience |
| Work Experience (Self-employed) | Minimum 2-3 years of experience required |
| Credit Score | 700 or above |
*Personal loan eligibility criteria may vary from lender to lender.
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How WeCredit Works
Compare Loans
Easily compare loan options from multiple lenders to find the best fit for you.
Register Online
Our simple online registration process makes applying quick and convenient.
Get Quick Approval
Receive fast approval on your loan application, getting you the funds you need without delay.
1. What is the maximum personal loan amount I can get in Kanpur?
You can get up to ₹10 lakhs based on your income, credit score, and eligibility. Some lenders may offer even higher limits to salaried professionals with strong profiles.
2. How long does it take to get a personal loan approved in Kanpur?
With WeCredit, most personal loans are approved within 24 to 48 hours, especially if your documents are in order and your profile matches the lender’s criteria.
3. Are there any banks or NBFCs offering low-interest personal loans in Kanpur?
Yes. Lenders like IDBI Bank, Bank of Baroda, and Union Bank offer personal loans starting from 9.30% to 10.10%, depending on your creditworthiness.
4. Can I apply for a personal loan in Kanpur without visiting a branch?
Absolutely. The entire process—from comparing offers to uploading documents—is 100% online. You can complete everything from your home.
5. Is a personal loan in Kanpur available for self-employed professionals?
Yes, self-employed individuals with at least 2–3 years of business continuity and valid financial documents (like ITRs) can also apply.
6. What should I do to increase my chances of getting a personal loan approved?
Maintain a credit score above 700, submit complete documents, and choose a lender that suits your profile. A steady income also improves approval chances.