Get Personal Loans in Meerut
Looking for a quick and reliable personal loan in Meerut?
WeCredit fast, secure, personal, and now-specific locations loan meets the wants of Meerut’s ever-diverse population-from the crowded markets of Sadar Bazaar to the serene residential Dawn of Shastri Nagar and Begum Bridge Road.
As a city known for its an old city with rich heritage and a developing urban lifestyle is an ever-increasing demand for easy financial solutions. At WeCredit, we witness such evolutions and provide loans that are customized and tailored for your expeditions, be it for higher education, some nice family celebrations, or medical expenses.
When times demand immediate cash, choose a fintech partner who makes the process easy, quick, and stress free. That one is WeCredit.
Personal Loan EMI Calculator
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Top Personal Loan Interest Rates in Meerut
Here’s a comparison of personal loan interest rates from various lenders:
| Lenders | Interest Rate |
|---|---|
| Moneyview | 15.6% |
| KreditBee | 18% |
| Fibe | 18% |
| Prefr | 18-36% |
| L&T Finance | 10.8% |
| Incred Finance | 15.6%-36% |
| Bank of Baroda | 10.10% |
| Bank of India | 10.25% |
| IDBI Bank | 9.5%-14% |
| PNB | 11.40% |
| State Bank of India | 11.15% |
| Union Bank of India | 9.30% 13.40% |
| ICICI Bank | 10.75% 19% |
| Indusind Bank | 10.5% Onwards |
| IDFC First Bank | 10.75% |
| Kotak Mahindra Bank | 10.5% |
| RBL Bank | 14%-23% |
Small Cash Loan Using Your Aadhar Card
Documents Required for a Personal Loan in Meerut
| Category | Documents |
|---|---|
| KYC Documents |
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| Income Documents – Salaried |
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| Income Documents – Self-employed |
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| Other Documents |
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Why Choose WeCredit for Personal Loans in Meerut?
- Hassle-free online application
- Instant loan approval
- Fast disbursal to your account
- Minimal documentation
- Flexible repayment tenure (1 to 5 years)
- Attractive interest rates
- Pre-approved offers
- Easy EMIs
How to Get a Low-Interest Personal Loan in Meerut?
For Applicants with a Good Credit Score:
You’re more likely to receive lower interest rates if your credit score is strong. At WeCredit, we reward financial discipline with better rates.
For Applicants with a Low Credit Score:
WeCredit offers support for individuals with poor credit history by providing secured loans, financial counselling, and co-borrower options to improve your loan eligibility.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Citizenship | Indian |
| Age Limit | Minimum 21 years at loan application and maximum 60 years at loan maturity |
| Monthly Income | ₹20,000 |
| Work Experience (Salaried) | Minimum 1 year, but some lenders require more than one year of experience |
| Work Experience (Self-employed) | Minimum 2-3 years of experience required |
| Credit Score | 700 or above |
*Personal loan eligibility criteria may vary from lender to lender.
Our Partners
How WeCredit Works
Compare Loans
Easily compare loan options from multiple lenders to find the best fit for you.
Register Online
Our simple online registration process makes applying quick and convenient.
Get Quick Approval
Receive fast approval on your loan application, getting you the funds you need without delay.
1. Can I get a personal loan in Meerut without stepping inside the bank?
It is an all-digital process offered by WeCredit wherein one can apply for a loan, can upload documents, and also receive payment without ever bothering to step inside a branch.
2. How long does it take to get a personal loan in Meerut?
With WeCredit, loans can get approved within minutes and disbursed within 24-48 hours, depending upon the lenderology involved and the time taken in submitting the documents.
3. Is a personal loan in Meerut available to someone who is self-employed or informal?
Yes, such an individual, such as a shopkeeper or service provider in Sadar Bazaar or Abu Lane, can apply with proof of business, bank statements, and income tax returns.
4. What is the minimum income requirement to get a personal loan in Meerut?
Generally, one should have a minimum monthly income of at least ₹20,000. Apart from that, the actual eligibility depends upon your credit score, the nature of your employment, and your lending partner.
5. Are there special loan offers for salaried employees in Meerut?
Yes, there are. Salaried employees who work at government offices, schools, or private companies in areas like Shastri Nagar or Civil Lines might benefit from special loan schemes with competitive interest rates and flexible terms.