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  • Blog, Government Schemes

CGSS for Startups: Cover, Eligibility and How to Apply

WeCredit Blog

How the Credit Guarantee Scheme for Startups works: Rs 20 crore guarantee ceiling, DPIIT eligibility, documents, fees and how to get a guarantee-backed loan.

  • Ritu Chola
  • October 7, 2026
  • Blog

PF Balance Check: How to Check EPF Balance with UAN, SMS, Missed Call and UMANG

Illustration of checking an EPF passbook balance by SMS or missed call

Check your PF balance through the EPFO passbook, UMANG, SMS or missed call. Learn how to find old PF balances and fix missing contributions.

  • Ritu Chola
  • October 6, 2026
  • Blog, Government Schemes

PM Vishwakarma Loan: Eligibility, Benefits and How to Apply

WeCredit Blog

PM Vishwakarma Loan: Eligibility, Benefits and How to Apply Reviewed by: WeCredit Research Team PM Vishwakarma gives artisans in 18 traditional trades a collateral-free loan of up to Rs. 3 lakh in two tranches at a concessional 5% interest rate,…

  • Ritu Chola
  • October 6, 2026
  • Blog, Government Schemes

Udyam Registration: Free Process, Documents and Steps

WeCredit Blog

How to get Udyam registration for free, what you need, the 2026 MSME size limits and why lenders and scheme portals ask for the certificate.

  • Ritu Chola
  • October 5, 2026
  • Blog, Government Schemes

JanSamarth Portal: Registration and How to Apply

WeCredit Blog

What the JanSamarth portal is, which government credit schemes it covers, how its four-step application works and what to check before you apply.

  • Ritu Chola
  • October 5, 2026
  • Blog, Government Schemes

CGTMSE Explained: Guarantee Fee, Eligibility and Lenders

WeCredit Blog

What CGTMSE is, how the credit guarantee works, the 2025 annual guarantee fee slabs, the Rs 10 crore ceiling and how to ask your lender for a guarantee-backed MSE loan.

  • Ritu Chola
  • October 5, 2026
  • Blog, Government Schemes

PMEGP Loan Scheme: Eligibility, Subsidy and How to Apply

WeCredit Blog

PMEGP explained: who can apply, subsidy of 15% to 35%, project cost limits, own contribution, negative list, and how to apply on the official portal.

  • Ritu Chola
  • October 5, 2026
  • Blog, Government Schemes

Stand-Up India Scheme: Status, Eligibility and How to Apply

WeCredit Blog

Stand-Up India explained: loan range of Rs 10 lakh to Rs 1 crore, who qualifies, the 31 March 2025 validity date, the Budget 2025-26 successor and how to apply.

  • Ritu Chola
  • October 5, 2026
  • Blog, Personal Loan

HDFC Bank Personal Loan: Interest Rate, Fees, Eligibility and How to Apply

WeCredit Blog

HDFC Bank's Xpress personal loan starts at 9.99% a year, with ₹25,000 to ₹50 lakh, a fee of up to ₹6,500 + GST and a ₹25,000 minimum income. Rates, charges, eligibility and how to apply, checked against HDFC's own pages.

  • Vivek Vishal
  • September 29, 2026
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